Bank of Dave: How I Took On the Banks

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Sluggish summer trading fails to rattle Next: retail powerhouse posts fourth profit upgrade in six months He took me to some of the local businesses he had helped at the time after they were turned down elsewhere. Halifax axes paper statements for online banking customers due to 'issues' with sending physical copies Dave spoke about watching the credit crunch hitting his hometown of Burnley hard, witnessing local businesses closing on a daily basis. With no money to get things moving, he looked into expanding and not just lending money to his own customers, but also to those in the wider community. He said "lending money to my customers had made me realise that banking was actually quite a simple process: you just take people's money and then lend it out to other people, making sure you charge them more interest than you pay out. So I thought maybe I could open a tiny bank to serve the local community. Not a big bank but maybe a better bank. How hard could it be?"

Bank of Dave - Penguin Books UK

Mangan, Lucy (1 March 2013). "Bank of Dave: Fighting the Fat Cats; The Wedding Shop – TV review". The Guardian . Retrieved 31 October 2017. In his bid to set up a simple, no-nonsense bank that actually cares about its customers, Dave plans to use hundreds of thousands of pounds of his own money. His enterprise will offer his customers a far better rate of interest than they get on the high street; he will lend to struggling local businesses that the banks don't want to know about; and he aims to bring the Bank of Dave into profit within 180 days. If he succeeds, he'll give whatever he makes to charity. If he fails, he'll make a terrible loss and ruin his hard-earned reputation as a successful businessman. Shawbrook Bank launches top cash Isas while there's also a new leading easy-access and fixed-rate dealGSK is 'firing on all cylinders' after new vaccine boost: Profits jump seen as proof boss Emma Walmsley's turnaround plan is working Officially, it's Burnley Savings and Loans and Dave is still on a mission to become a UK regulated bank. Speaking to The Guardian in 2012, he claimed that a City expert told him that "if I use the word deposit or say I'm a bank then I will go to prison". Read more: Yorkshire actress starring in 'bonkers' Winnie The Pooh horror says cast have received 'hate and death threats' The real-life Dave is a fan of Def Leppard, so it was producer Piers Tempest's idea to add them into the story. Dave told The Sun it was "probably, if not definitely, the best day of my life" when the band flew in to perform three songs for the fundraising concert we see in the movie. Please don't make our homes harder to sell, Mr Gove: Minister to ban leaseholds but it won't apply to existing owners

Bank of Dave true story: How accurate is the Netflix film? Bank of Dave true story: How accurate is the Netflix film?

Through his media profile, and his many award winning consumer TV series shown in the UK and abroad, Dave has continued to lobby parliament to make changes to the banking industry, and educate people with tips helping them to improve their businesses and finances. He firmly believes that BSAL is the way of the future, and wants to prove that the financial industry can also be socially responsible." Dancing On Ice viewers spot sign Torvill and Dean's 'live' performance pre-recorded with 'fake' audience cheers Bank of Dave: Burnley community banker at centre of Netflix biopic". BBC News. 11 February 2022 . Retrieved 15 January 2023. But that money was never raised, and the company isn’t actually a bank (technically it’s an ‘independent lending company’) and is still in the process of trying to get its banking licence as The Bank of Dave. Best easy-access is at 4.35% and leading one-year fix pays 6.01% - here's what the experts predict now.

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Since its early days BSAL has now grown. The office which had consisted of 3 members of staff, has now expanded to create a team of experienced friendly staff, and a suite of offices in our high street branch in the heart of Burnley. The company continues to make decisions based on experience and good, old fashioned common sense, making a difference to small businesses and real people, and has also helped a large number of different charities and good causes along the way. Through his media profile, and his many award winning consumer TV series shown in the UK and abroad, Dave has continued to lobby parliament to make changes to the banking industry, and educate people with tips helping them to improve their businesses and finances. He firmly believes that BSAL is the way of the future, and wants to prove that the financial industry can also be socially responsible. New Challenges The FSA still continued to refuse a meeting, and legally Dave was unable to call the premises a bank - it was titled Burnley Savings and Loans instead. However, he was able to offer financial support to Burnley locals, enabling businesses to thrive. He didn't pay himself bonuses, giving every penny of profit to charity. Dave remains concerned about what he's learnt about the banking industry and financial regulators. On Dave's loan company being more important than ever during the cost of living crisis, Kinnear said "But there’s a limited amount of cash. So, do other people have the energy to create a similar thing? To show there’s a fairer way, rather than people just being cut off… Shows you the limitations of the capitalist system – that if you can’t pay, you’re out." He added "I don’t know what the alternative is. I don’t have the answers, nor the energy. But we need to flag this up. It will be the death of us as a race if the apogee of human existence remains to own a private jet. That’s what we’re selling. That’s what we consider success to be. And everyone who involves themselves in the selling of that formula, well, I’d ask them to reconsider. Or to at least consider…" British Academy Scotland Awards: Winners in 2013". BAFTA Scotland. 17 November 2013 . Retrieved 30 October 2017. MARKET REPORT: BP shares slip another 1.6% as analysts at JP Morgan turn up the heat over oil giant's poor outlook

Bank of Dave: How I Took On the Banks by Dave Fishwick

Aston Martin cuts production of its new DB12 sports car due to supply delays and software challenges Premium Bonds prize dates for the coming year - find out when your winning number could be coming up for the rest of 2023 and 2024 ALEX BRUMMER: Central banks are finally pulling their punches amid signs the inflation tide may be turningFrost, Caroline (17 July 2012). "TV REVIEW: The Bank Of Dave - How One Burnley Boy Brought A Little Ray Of Hope..." The Huffington Post . Retrieved 30 October 2017. Ginny & Georgia season 2 ending explained: Everything that happened in the finale of the Netflix family drama Wednesday ending explained: Everything that happened in the finale of the Netflix series, and what we know of a season 2