Everything has worked out great. I capped as an agent last September. Everything that they told me was going to happen with the pay structure has happened. I can tell by what they offer to me such as giving me direct contracts with companies… I know that they’re not in it just to make money. They’re there truly to help me build my agency and help me become a better agent. Smart Choices: A Practical Guide to Making Better Decisions contains an interesting decision-making framework: PrOACT. Our Smart Choice Territory Manager (TM) is amazing, and I knew that he would help me become successful in a challenging insurance environment. My agency would not be where it is today if it wasn’t for Smart Choice and my TM, Chris Reisdorf. Keeney suggests making a list of everything you want to achieve as consequences of the decision with a verb in front of an object.

SMART Choices - Advocates for Youth Making SMART Choices - Advocates for Youth

Increasing our diversity and inclusion programming is now something we’ve begun discussing on the front end of event planning at the Career Center,” Turrentine said. “The more we talked, the more we realized how important it was. We gave ourselves time to find a better decision.”

Recent Stories

We are consistently presented with markets as they become available rather than having to seek them out on our own. It is nice to have options for our risks, and to know a Smart Choice carrier partner can be trusted. We have found that even the most complex decision can be analysed and resolved by considering a set of eight elements. The first five— Problem, Objectives, Alternatives, Consequences, and Tradeoffs—constitute the core of our approach and are applicable to virtually any decision. The acronym for these—PrOACT—serves as a reminder that the best approach to decision situations is a proactive one. … The three remaining elements—uncertainty, risk tolerance, and linked decisions—help clarify decisions in volatile or evolving environments. Define the problem. (M)anagers often act without a thorough understanding of the problem to be solved, leading them to solve the wrong problem. Accurate judgment is required to identify and define the problem. Managers often err by (a) defining the problem in terms of a proposed solution, (b) missing a bigger problem, or (c) diagnosing the problem in terms of its symptoms. Your goal should be to solve the problem not just eliminate its temporary symptoms.

Smart Choices: A Practical Guide to Making Better Decisions

The LGCA has recently updated the Smart Choices Liquor Service and Retail Certification program. Please scroll below for some common frequently asked questions. The authors present a clear process and a set of easy-to-use techniques for making smart choices. They show you what you need to consider in evaluating your options and the steps you need to take to arrive at the smart choice. The essence of the approach is divide and conquer: break your decision into its key elements; identify those most relevant to your decisions; apply some hard systematic thinking; and make your decisions. The approach is proactive, encouraging you to seek out decision-making opportunities rather than wait for problems to present themselves. We were pleased to work with the LGA to ensure that the transition to Smart Choices will be as seamless as possible for the hospitality industry.” Express Markets offerings have allowed us to create a niche, making it possible for us to place business for our clients others won’t or can’t. It used to be that my hesitation to write life insurance policies was the TIME that it took! But, with customer demand high and the potential for increased revenue I decided to partner with Smart Choice because of the ease in issuing most life policies.Kharasch’s decision statement was to “decide when to wrap-up her workday at home,” and her objective was to close her computer by 6 p.m. Keeney said to let your values, as expressed by your objectives, guide your thought process during this step of the decision-making process. Most of the advice here is basically various forms of: think carefully about the objectives, alternative choices and consequences. The main aids in the book besides common sense and whatever data one can find e.g on the web or from experts are the recommendation to do a consequences table (matrix of alternatives and consequences for key objectives of each alternative), and maybe attempting an expected utility/value calculation for important decisions. The authors explicitly reject as a bias any tendency to assign higher probabilities to negative events as a precaution, but the more recent decision theory literature suggests this could be a good practice to account for rational ambiguity or robustness. The most recent theories of rational choice suggest robust multiple priors models as maybe more rational than expected utility using a single probability distribution or Bayesian model combination. Rate each alternative on each criterion. How well will each of the alternative solutions achieve each of the defined criteria? This is often the most difficult stage of the decision-making process, as it typically requires us to forecast future events. The rational decision maker carefully assesses the potential consequences on each of the identified criteria of selecting each of the alternative solutions. Karen Kharasch, senior director of research strategy and operations for the Duke Cancer Institute, also listened to Keeney’s LinkedIn Live for help with professional and personal decisions, like setting boundaries for ending her work day while working remotely.

Smart-Choice Accounts Login | Alight Smart-Choice Accounts

Authors Hammond, Keeney, and Raiffa, among the world’s experts on resolving complex decision problems, have created a user-friendly set of techniques for assessing your options more clearly and effectively, ultimately empowering you to make smarter choices. Their step-by-step procedures combine solid research which practical experience and common sense to help you specify your objectives, identify creative alternatives, make reasoned tradeoffs, clarify uncertainties, and evaluate the risks. For example, Keeney offered a decision around a new position. Your thought process may begin with whether to accept a new job – a yes or no. A useful decision statement would be “decide what type of job would be better for my career” or “decide what job would provide the most enjoyment and offer opportunities to expand my skills.” To my surprise, I found "Smart Choices" to be pleasantly easy to read and the steps so simple to follow. At first I expected a more academic and monotonous approach to the topic of decision-making from this book, since it is a Harvard Business Review Press publication. The books published under that publication company tend to be filled with business jargon that can only be understood by people already familiar with business-related areas of study. However, "Smart Choices" is the type of book that avoids the mentioned trend by reaching out to readers whom simply wish to seek out and improve their skills in decision-making.The authors provide case studies featuring people, in both personal and business settings, that use various tactics to make their choices in their lives. The tactics used are then elaborated and described very well so that readers may use them in their own situations. The more complex case studies are explained with ease via a series of flowcharts called "Decision Trees", which I found to be very useful in understanding how to decide between difficult and confusing choices. Many other strategies are featured throughout the book which can be utilized easily in daily life. See if you can brainstorm new decision statements and objectives to create alternative results to the question at hand. Keeney said never to settle on the first alternative that you come up with. This course has been designed by UCAS to help you better understand the study and training opportunities open to you. The wide range of subjects, universities, and options available can be overwhelming. Exploring your choices and making decisions can be quite daunting. So we’ve put together a set of materials to help shape your thinking. Choose the right subject and pathway for you Making smart choices is a fundamental life skill, relevant to everyone: business people, doctors, lawyers, teachers, students, parents, young, and old. Your decisions shape the course of your professional career and the quality of your personal life. Yet few people learn real decision-making skills. Consequently we approach our choices tentatively, or even fearfully, and avoid giving decisions the time and thought required to turn them to our best advantage. Smart Choices offers the first straightforward, easy-to-follow process designed to improve the way you make business decisions, family decisions, personal decisions—any decision that can help you reach your goals.